Card Zilla

like Godzilla but sleeker

Split payments with ease at any online and physical store

Get yours

One card, many ways to pay

Spread payments over 8 weeks when you shop online or offline using #cardZilla.

Milk first or cereal first, you’re good

Enjoy a powerful combination of control and flexibility with #cardZilla.
Pay in installments on eligible purchases either before or after your purchase.

Swag up with physical cards or virtual cards. Same drip!
99% of merchants that have a POS and accept naira payments at checkout will accept our card

Works at any merchant store that accepts Naira payment

Shopping at your favourite store just got easier

1.

Easy onboarding credit check

2.

Get up to N300k in shopping credit

3.

Spread payments in up to 8 weeks

4.

Enjoy low interest rates

5.

Earn rewards

Set budget

Stay within your budget when you shop with cardZilla

Be notified

You will get email alerts anytime a transaction is done on your card

Stay secure

You will get email alerts anytime a transaction is done on your card

Pay anywhere

Stay within your budget when you shop with cardZilla

Get started in minutes

Get cardZilla in less than 15 minutes

Answers to questions other people are asking

How do I get cardZilla

Today, you automatically qualify for a virtual card when you get credit. All you have to do is activate your card from the app- web and mobile. It’s free.

How does cardZilla work?

Use your card to pay wherever naira payment is accepted at checkout and split your payments for up to 12 weeks. A 25% minimum down payment is required for every purchase you make with your card.

How is this different from Zilla checkout?

With cardZilla, you will be charged a monthly interest for the duration of your repayment period. You can also use cardZilla at any merchant store. This means they don’t have to be a merchant that has Zilla at checkout.

How much does it cost to get cardZilla

You get a virtual card for free when you sign up on Zilla. However we will charge you 1000 naira for any other card your create after that.

How much is the max spend with cardZilla

Your max spend per time is 2 million naira however, you can only get up to 300k cover in credit.

Can I use cardZilla on foreign stores?

You make an initial payment of 25%, and spread the rest over a period of up to six weeks. We’ll No you won’t be able to use ZIlla at stores that don’t accept naira payments at checkout. you exactly how much you owe and when it’s due, and send you reminders so you don’t forget.

Can I use cardZilla at ATMs?

No, your cards will not work at cashpoints and atms.

Need help?

Customer support is availabe 24/7

How can I apply for a ac card?

How can I apply for a card?

How much is the card?

Can I use the card anywhere?

When can I get my card?

How does the card work?

Apply Now

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Answers to questions other people are asking

Do I get the product after paying the first instalment?Do I get the product after paying the first instalment?Do I get the product after paying the first instalment?Do I get the product after payin
Do I get the product after paying the first instalment?Do I get the product after paying the first instalment?Do I get the product after paying the first instalment?Do I get the product after payin
Do I get the product after paying the first instalment?Do I get the product after paying the first instalment?Do I get the product after paying the first instalment?Do I get the product after payin
Do I get the product after paying the first instalment?Do I get the product after paying the first instalment?Do I get the product after paying the first instalment?Do I get the product after payin